How do you find a legitimate debt management company?
Making the decision to pursue some sort of debt solution can be scary. With all the turmoil in today's economy many very responsible people find themselves in a position they never even dreamed was possible.
There is a solution for people that have good credit, but are in a predicament that is creating a short term hardship. That is what a legitimate debt management company is for.
There are sharks in the water.
Finding a good professional debt management company is not difficult, but does require some effort.
The good news is, there is help to find the better debt management companies. By far the most reliable source is the Better Business Bureau. Here are some quick tips to evaluate a company offering legitimate debt management services.
1. Don't automatically trust someone because they are non-profit.
Some of the very biggest scams in the industry have been b y companies that hyped their 501-3C non-profit status.
The quality of service you receive has virtually NOTHING to do with the type of corporation a company is.
2. Don't automatically trust someone because they wrote a book.
3. Don't automatically trust someone because they have a radio show.
4. Don't automatically trust someone because they have a TV show or because they advertise heavily.
What do people say about the companies that advertise so heavily?
For real unbiased insight you have to look past the glitz and look at what real people have to say about them.
Some of these nationally advertised programs have an F rating at the BBB. There are companies with BBB A+ ratings that actually HELP people get out of debt. They are not distracted selling books etc.
The BBB will show you those companies too!
Here is a list of criteria for how to check out a Legitimate Debt Management Company.
A+ BBB Rating BBB Accredited, a company can be rated, but not be accredited. No upfront fees Does NOT engage in debt settlement at all. Does not collect the first payment as a fee. Actually starts working for you setting up your entire debt management program. You can see everything being done is as described. Before you make the first payment. Offers a Written Guarantee. At the same address for over 9 years. (That is an eternity in this industry) - ISO Accreditation. We are Accelerated Debt Consolidation, Inc. We meet all the criteria above. We know how to set up a program that will get your bills paid down and protect your credit at the same time.
Use our free quote feature on our website http://www.debtsynergy.com. You can calculate your payoff times and see the savings in interest payments. We work for you, not the creditors. Here is our BBB Report, http://www.seflorida.bbb.org/Business-Report/Accelerated-Debt-Consolidation-Inc-%20%2026001690
I hope you find this information helpful. Thank You for reading my article. Regards, Joan Young
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